Electronic signatures in the BahamasBuilt for business
in the Bahamas.

Chapter 337A, the Electronic Communications and Transactions Act, assented to on 11 April 2003 and commenced on 16 June 2003, sets the current rules. Section 2 defines an electronic signature as any letters, characters, numbers, sound, process, or symbols in electronic form attached to, or logically associated with, information that is used by a signatory to indicate an intention to be bound by the content of that information. Section 7 says an electronic communication is not denied legal effect, validity, admissibility, or enforceability solely because it is in electronic form, or is only referred to in that communication. Section 8 says a writing requirement is met if the information in the electronic communication is accessible to, and capable of retention by, the intended recipient. Section 9 says a signature requirement is met if a method is used to identify that person and to indicate that the person intended to sign or otherwise adopt the information. Section 13 says an offer and an acceptance may be expressed by electronic communications. The standard inSigner signature is an electronic signature under section 2. Whether section 9 is met still depends on the document and the law that governs it. inSigner does not decide that question.

Section 9(1) asks for a method that identifies the person and indicates that the person intended to sign or otherwise adopt the information in the electronic communication. Section 9(3) says an electronic signature may be proved in any manner, including by showing that a procedure existed by which a party, in order to proceed further with a transaction, had to execute a symbol or a security procedure to verify that an electronic communication is that of such party. Section 2 defines a security procedure as a procedure established by law or agreement, or knowingly adopted by each party, used to verify that an electronic signature, communication, or performance is that of a particular person, or to detect changes or errors. Section 10 deals with original form and asks for a reliable assurance as to integrity. The SHA-256 hash in the completion record is not that security procedure and does not by itself decide section 9 or section 10. inSigner does not decide those points.

Each person signs the fields you placed on the document you sent. The evidence record keeps their name and email or phone, when the document was sent, viewed, and signed, the IP address, the device data, and the authentication used.

Yes. You can download the completed PDF and the evidence record, including a SHA-256 hash of the final file. If a single byte changes, the hash no longer matches. The hash shows whether the final file still matches. It is not encryption. It is not a security procedure under section 2, and it does not by itself decide section 9 or section 10.

No. Essential and Pro use a simple electronic signature. Section 16 says a notarisation, verification, or oath requirement is met if the electronic signature of the person authorised to perform those acts, together with the other information the law requires, is attached to or logically associated with the signature or record. inSigner is not that authorised person, does not act as a notary, and does not witness a signature. QES for Europe is an Enterprise option, priced separately, and it is not a Bahamian electronic signature class. It is not on Essential or Pro.

No. Section 4 says Part II does not apply to writing or signature rules for the creation, execution, amendment, variation, or revocation of a will, a testamentary instrument, or a trust; the conveyance of real property or the transfer of any interest in real property; court orders, notices, or official court documents required in court proceedings; enduring powers of attorney that concern the financial affairs or personal care of an individual; and all other deeds and documents described in section 3 of the Registration of Records Act, Chapter 187. inSigner does not file a document in a public registry. Your counsel decides the form a document needs.

Not by itself. Section 5 says nothing in the Act requires a person to use or accept electronic communications, electronic signatures, or electronic contracts. Section 6 adds further consent steps when a record must be provided in writing to a consumer. Accepting the electronic process in inSigner records consent to sign that document. It does not, by itself, decide whether the method in section 9 identifies the person and shows an intention to sign, and it does not satisfy section 16. inSigner does not decide those points for you.

No. For the documents you send, you decide the purpose. inSigner does not write your privacy notice and does not make a workflow compliant with Bahamian privacy or data protection law, including Chapter 324A. Nubesti handles the account, billing, security, support, and marketing. Do not use the product by default for patient forms, clinical consent, account opening, credit decisions, or KYC. Identity checks are add-ons priced separately. There is no public status page and no uptime percentage. The mobile apps are planned, not a public download.